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Home Personal Finance

Social Security delays date for new ID policies following complaints

by Investor News Today
March 28, 2025
in Personal Finance
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Social Security delays date for new ID policies following complaints
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A Social Safety Administration (SSA) workplace in Washington, DC, March 26, 2025. 

Saul Loeb | Afp | Getty Photos

The Social Safety Administration is adjusting the timeline and phrases of its new identity proofing policies after receiving fierce criticism from advocates and beneficiaries.

The company on March 18 announced new necessities that might require extra individuals to go to a Social Safety workplace to assert advantages or change their direct deposit data if they’re unable to put those changes through online.

With these adjustments, the Social Safety Administration was additionally placing by way of stronger identity proofing procedures with the purpose of curbing profit fraud.

The change was slated to enter impact on March 31 — an expedited two-week timeline, which consultants mentioned was unprecedented. The agency announced on Wednesday it’s going to transfer that effectiveness date to April 14.

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“I simply have by no means seen something prefer it,” Invoice Sweeney, senior vice chairman of presidency affairs on the AARP, a nonprofit group representing People ages 50 and up, informed CNBC.com final week of the change. The AARP first came upon in regards to the coverage adjustments once they have been publicly introduced on March 18, fairly than the everyday protocol of being given the chance to weigh in forward of time.

“This is not how this company, or I am undecided any authorities company, rolls out new insurance policies that have an effect on 180 million individuals who pay into Social Safety and depend on this program,” Sweeney mentioned.

The AARP was pushing for the Social Safety Administration to reverse the introduced adjustments and work in a extra “orderly, clear and clear change administration course of,” Sweeney mentioned.

New updates to id proofing coverage

On Wednesday, the Social Safety Administration mentioned it’s adjusting the coverage in response to “prospects, Congress, advocates and others.” A kind of changes is shifting the date the brand new coverage goes into impact to April 14.

Importantly, the company has additionally adjusted the coverage in order that sure weak people — these making use of for Social Safety incapacity insurance coverage (SSDI), Medicare or Supplemental Safety Revenue (SSI) who aren’t ready to make use of the company’s private on-line accounts — will nonetheless have the ability to full their claims completely over the cellphone.

When making use of for retirement, survivor or spousal/kids’s advantages, people ought to first try to take action by way of their on-line “my Social Security account,” and if unable to take action on-line, they need to go to a Social Safety workplace to show their id and overview their software.

To vary their direct deposit data, Social Safety beneficiaries ought to first try to take action by way of their on-line account. If on-line adjustments aren’t doable, they’ll go to an area Social Safety workplace or name the company at 1-800-772-1213 to schedule an in-person appointment.

The Social Safety Administration mentioned it recommends people name to schedule an in-person appointment for functions for retirement, survivors or spousal or kids’s advantages the place people are unable to use on-line.

The AARP, in an announcement from chief advocacy and engagement officer Nancy LeaMond, mentioned the updates are a “good first step” to reply to considerations in regards to the new coverage.

“Merely delaying the implementation of this transformation isn’t sufficient, although,” LeaMond mentioned. “SSA ought to take a deliberate strategy to its proposed adjustments to customer support that seeks public enter, follows a transparent communication plan and permits an inexpensive timeframe for compliance.”

Callers to 800 quantity face lengthy wait occasions

The swift coverage adjustments come because the Social Safety Administration’s new management has come beneath scrutiny for its cooperation with the Trump administration’s Division of Authorities Effectivity, which the White Home has tasked with slashing federal spending by chopping “waste, fraud and abuse” throughout authorities businesses.

The Social Safety Administration’s performing commissioner, Lee Dudek, assumed the function in February after reportedly publicly disclosing he had been positioned on administrative leave for cooperating with DOGE. Final week, Dudek threatened to shut down the agency in response to a federal choose’s short-term restraining order that forestalls DOGE associates from accessing delicate Social Safety knowledge. He has since reversed his stance.

Because the company’s management has been in flux, many observers say they’ve observed longer 800 quantity wait occasions. As a result of DOGE has a working listing of Social Safety places of work it plans to shut, will probably be tougher to go to an company workplace in particular person, consultants say.

“The customer support state of affairs at Social Safety has actually declined up to now month or so,” AARP’s Sweeney mentioned.

The 800 wait occasions have “skyrocketed” since November, once they have been at a low of about 11 minutes, Sweeney mentioned.

The typical time to reply a name is 21.2 minutes, in line with Social Security Administration data, whereas practically half of calls aren’t getting answered.

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But callers have reported experiencing for much longer wait occasions. In an effort to bolster transparency, Dudek plans to extend the “degree of element shared with the general public to supply an trustworthy and clear view of wait occasions,” the Social Security Administration said on March 24.

Because the company transitions to the brand new id proofing coverage, some individuals who want its companies really feel like they’re in limbo.

Lisa Cutler, communications director on the Alliance for Retired People, not too long ago tried to contact the Social Safety Administration on behalf of an aged household to course of an tackle change. She spent about an hour attempting to get by way of on the company’s 800 quantity earlier than she gave up.

Cutler now estimates it might take a full afternoon to efficiently get by way of to the company. To make the method extra difficult, the member of the family must be current to reply private safety questions.

Beneath Social Safety’s new id proofing insurance policies, Cutler could as an alternative need to arrange a web-based account on her 87-year-old relative’s behalf. If the change cannot be processed that approach, they would wish deliver the wheelchair-bound relative to an area Social Safety workplace, which might require medical transportation.

The adjustments have felt like a “Silicon Valley go quick and break issues” strategy, Cutler mentioned.

“However the issue is you are coping with a system that’s meant to serve among the most weak individuals in our nation,” Cutler mentioned.



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