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Home Personal Finance

Social Security updates anti-fraud measures for benefit claims

by Investor News Today
April 10, 2025
in Personal Finance
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Social Security updates anti-fraud measures for benefit claims
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An indication for the U.S. Social Safety Administration is seen exterior its headquarters in Woodlawn, Md., on Thursday, March 20, 2025.

Tom Williams | Cq-roll Name, Inc. | Getty Pictures

New anti-fraud protections are slated to enter impact on Monday on the Social Safety Administration.

Forward of the brand new coverage, an company spokesperson confirmed on Wednesday that every one declare varieties can nonetheless be accomplished over the phone, together with retirement, survivor and spousal or youngsters’s advantages. Beforehand, the SSA stated these candidates would wish to go to an company workplace in individual for id proofing.

People making different profit claims — together with for Social Safety incapacity insurance coverage, Medicare and Supplemental Safety Revenue — may full their claims fully over the phone, which is in step with the company’s previous guidance, in accordance with the spokesperson.

The Social Safety Administration’s replace didn’t point out modifications to direct deposit info, which it had beforehand stated would now require in-office visits.

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The company’s new anti-fraud efforts come as new management below the Trump administration’s so-called Division of Authorities Effectivity is broadly in search of to curb waste, fraud and abuse throughout federal authorities businesses.

The SSA is implementing the brand new anti-fraud procedures, together with stricter id verification, because the company faces web site outages and lengthy wait instances on its 800 quantity, doubtlessly forcing extra individuals to go to places of work for help.

Social Safety consultants and advocates have raised considerations that the brand new insurance policies could make accessing advantages harder for weak populations, notably seniors and folks with disabilities.

Nevertheless, the Social Safety Administration’s replace is a optimistic improvement, stated Invoice Sweeney, senior vice chairman of presidency affairs at AARP. He did add that it might be extra splendid if the coverage and timeline have been reconsidered for higher outcomes.

“This looks like a reasonably good and inspiring sign that they are listening to people, that they are that they are open to pivoting and reconsidering the best way to roll these items out and taking a look at new concepts for the best way to implement it,” Sweeney stated.

Some beneficiaries will nonetheless want to go to places of work

Because the Social Safety Administration begins to carry out anti-fraud checks over the telephone, some claims will likely be flagged for fraud dangers, in accordance with the company.

These claimants who’re flagged will likely be required to go to a Social Safety Administration workplace in individual for his or her declare to be processed.

The company estimates that about 70,000 claimants could also be flagged out of 4.5 million phone claims per 12 months.

Profit candidates who are usually not flagged will have the ability to full their claims utterly over the phone.

“Phone stays a viable choice to the general public,” the Social Safety Administration posted on X on Tuesday.

Previous to the Social Safety Administration’s replace that expands the declare varieties that may be accomplished over the telephone, the company had reportedly estimated about 75,000 to 85,000 extra individuals per week could go to its places of work in-person.

What you need to know about Social Security

On-line purposes could also be troublesome for a lot of seniors and people with disabilities, who could lack entry to the required assets or know the best way to navigate the processes, in accordance with the Middle on Funds and Coverage Priorities, a nonpartisan analysis and coverage institute.

Greater than 10% of seniors in 35 states would wish to journey greater than 45 miles to get to the closest Social Safety workplace, in accordance with a brand new evaluation from the Middle on Funds and Coverage Priorities.

About 6 million seniors do not drive, whereas virtually 8 million older Individuals have a medical situation or incapacity that makes it troublesome for them to journey, in accordance with the analysis from Middle on Funds and Coverage Priorities.

Many beneficiaries already face obstacles getting by means of to the Social Safety’s telephone strains to make an in-person appointment after which have to drive to a area workplace, stated Kathleen Romig, director of Social Safety and incapacity coverage on the Middle on Funds and Coverage Priorities. Typically, people have to name for an appointment, although the company does urge beneficiaries to first strive in search of assist on-line.

‘Worry and concern amongst many older Individuals’

Each consultants and advocates take problem with the tight timeline below which the coverage modifications are being applied.

“When you’re asking seniors and different SSA prospects to do one thing totally different, you must present sufficient time for them to know what it’s they should do,” Romig stated.

The AARP sent a letter on Monday to Social Safety Administration appearing commissioner Lee Dudek urging the company to “halt modifications to telephone companies,” which is able to “solely exacerbate the continuing customer support disaster,” wrote Nancy LeaMond, chief advocacy and engagement officer.

As an alternative, the brand new coverage modifications must be accomplished extra intentionally, with public enter, a transparent communication technique and affordable timeline, the AARP defined within the letter.

The modifications set to enter impact on Monday come as Social Safety’s web site has not too long ago repeatedly crashed, telephone service maintain instances have elevated and in some circumstances disconnected callers, whereas area places of work even have lengthy in-person waits, LeaMond stated within the letter.

“This chaotic surroundings is fueling worry and concern amongst many older Individuals,” LeaMond wrote.



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