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Medical insurance is at the heart of the federal government shutdown.
With out motion from Congress, insurance coverage premiums for individuals who purchase protection through the Inexpensive Care Act market are poised to more than double for the typical enrollee in 2026, in accordance with analysis from KFF, a nonpartisan well being coverage analysis group.
Democrats are demanding that laws to finish the shutdown embrace an extension of enhanced subsidies, or enhanced premium tax credit, which have made market insurance coverage cheaper lately for the overwhelming majority of ACA enrollees. Republicans have stated they do not need to embrace the subsidies in shutdown negotiations.
The deadlock leaves hundreds of thousands of people who purchase market insurance coverage — together with self-employed enterprise house owners, gig staff and early retirees who cannot but entry Medicare, amongst many others — in limbo about their future well being prices. Open enrollment for 2026 ACA protection begins on Nov. 1.
ACA enrollees: How are your well being premiums poised to alter subsequent yr, and what impression will which have on the remainder of your private funds?
We need to hear from you.
If you happen to’re prepared to share your expertise for an upcoming story on this subject, please write to reporters Greg Iacurci and Kate Dore at greg.iacurci@versantmedia.com and kate.dore@versantmedia.com.